American Nationwide Mortgage Company, Inc

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Down Payment Assistance Loan Program

At City Lending, Inc. we are helping customers like you who may need down payment assistance to purchase a home. We have several down payment assistance program available for first time home buyers, current and retired veterans, law enforcement, educators, and healthcare workers. If you are still renting due to lack of down payment, apply today. You need to fill out the complete application and provide your financial documents to qualify. In some cases, these are funds that you don’t have to pay back as long as you maintain the financed home as your primary residence for at least five years. You’ll also receive home buying counseling so you are fully prepared for the next big step in your life: buying, owning, and maintaining a home.

Eligible Borrowers:
You must be qualified from one of the programs in order to find down payment assistance to purchase your dream home. Our experienced team will work closely with our Investors to match and help on the mortgage loans.

The Borrower’s income (or, in the event of multiple Borrowers on a loan application, their income collectively) is equal to or less than 140% of the state or county medial income regardless of family size based upon the State or county where the property is located.
Any Borrower on the loan application is a current, retired, volunteer or non-paid:

✔ First responder (police officer, firefighter, public safety officer, paramedic, emergency medical technician or similar

✔ Educator

✔ Medical personnel (nurse, doctor, phlebotomists, health ambassador, or hospital, American Red Cross worker, or similar;

✔ Civil servant in a federal, state or local municipality

✔ Military personnel

Any Borrower on the loan application is a First Time Home Buyer who meets the following criteria:

✔ Purchasing the subject property

✔ Will reside in the subject property as their principal residence

✔ Has or had no ownership(sole or joint) in a residential property during the last 3 years from the application date

✔ Must have minimum 580 credit score with acceptable Desktop Underwriter (DU) or Loan Prospector (LP) approve

If you are still renting then apply online or call us at (833) 7 MY-RATE today. At City Lending, Inc. we are making home buying simple and fast!

Question To The Manager

Please fill out this form if you have any specific questions or apply online for fast pre-approval or refinance. We appreciate your business and referrals.