Paperwork needed for mortgage

Paperwork needed for mortgage

Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided on your loan application. Be prepared to provide:

  • ✔ Social Security numbers for both you and any co-borrowers

  • ✔ Copies of checking and savings accounts statements for the past two months

  • ✔ Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or  403b program)

  • ✔ Recent paycheck stubs (last one month)

  • ✔ W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of    employment

  • ✔ The name and address of someone who can verify your employment

  • ✔ Residence history for the past two years

  • ✔ Sales contract for the purchase of a new home

  • ✔ Homeowner's association information if property is a condo or part of an HOA

  • ✔ Mortgage statement if it is a refinance

  • ✔ Home Insurance if it's a refinance

You may send those docs to your loan officer directly by email or mail. Thanks.